| 王欧.国内金融科技对企业影响力的研究热点演化路径[J].情报工程,2025,11(3):102-113 |
| 国内金融科技对企业影响力的研究热点演化路径 |
| Hot Topics Evolution Paths of Domestic Fintech’s Impact on Enterprises |
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| DOI： |
| 中文关键词: 金融科技；企业；研究热点；VOSviewer；知识图谱 |
| 英文关键词: Fintech; Enterprises; Research Hotspots; VOSviewer; Knowledge Graph |
| 基金项目: |
| 作者 | 单位 | | 王欧 | 同方知网（北京）技术有限公司 北京 100084 |
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| 摘要点击次数: 48 |
| 全文下载次数: 29 |
| 中文摘要: |
| [目的/意义]金融科技是现代企业创新与发展的关键驱动力量与支撑，剖析金融科技如何影响企业的行为方式、结果表现以及面临的风险等方面具有重要的理论和实践意义。[方法/过程] 使用中国知网数据库中自创刊至2025年2月底的4685 篇涉及金融科技对企业影响力研究的相关文献为样本，并运用VOSviewer 软件作为主要分析工具进行知识图谱分析。[局限]中国知网数据库对于学位论文的收录有一定的延迟性，导致数据样本有少量缺失。[结果/结论]通过研究分析发现，截至2025年2月底，国内学术界关于金融科技对企业影响力领域的研究体系已初步形成，研究视角也已从宏观理论层面深入到了微观的具体业务之中，科研热点显现多元阶段式发展态势，但研究合作不足等问题也同时存在。未来应加强多维微观分析，构建企业画像，更全面地了解企业情况；搭建风险评估体系，解决企业信任难题，为机构合作营造良好环境；拓展传统绿色金融概念，加强细分领域专项研究，进而推动金融科技在更多细分领域取得突破进展。 |
| 英文摘要: |
| [Objective/Significance] Fintech is a key driving force and support for the innovation and development of modern enterprises. Analyzing how fintech affects the behavior, performance, and risks faced by enterprises has significant theoretical and practical implications. [Methods/Processes] Using 4685 literatures related to the research on the influence of fintech on enterprises in the period from the first issue to the end of February 2025 in the Chinese National Knowledge Infrastructure (CNKI) database as research samples, and applying VOSviewer software as the main analytical tool to conduct knowledge graph analysis.[Limitations] There is a certain delay in the inclusion of dissertations in the China National Knowledge Infrastructure (CNKI)database, resulting in minor omissions of the data samples. [Results/Conclusions] The research and analysis reveal that by the end of February 2025, the domestic academic circle has initially formed a research system in the field of fintech’s influence on enterprises. The research perspective has deepened from the macro theoretical level to the micro specific business.The research hotspots show a diversified stage development trend. However, problems such as insufficient research cooperation also exist.In the future, multidimensional microanalysis should be strengthened to build enterprise profiles for a more comprehensive understanding of enterprises. It is necessary to construct a risk assessment system to solve the problem of enterprise trust and create a favorable environment for institutional cooperation. Moreover, the traditional concept of green finance should be expanded to strengthen specialized research in subdivided fields, so as to promote breakthroughs in fintech in more subdivided fields. |
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